/* Reset Styles */

html, body, div, span, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, code, del, dfn, em, img, q, dl, dt, dd, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td {margin:0;padding:0;border:0;font-weight:inherit;font-style:inherit;font-size:100%;font-family:inherit;vertical-align:baseline;}
body {line-height:1.5;}
table {border-collapse:separate;border-spacing:0;}
caption, th, td {text-align:left;font-weight:normal;}
table, td, th {vertical-align:middle;}
blockquote:before, blockquote:after, q:before, q:after {content:"";}
blockquote, q {quotes:"" "";}
a img {border:none;}

	/* IE Fix */
	
body {text-align:center;}
* html .column {overflow-x:hidden;}
* html legend {margin:-18px -8px 0px 0;padding:0;}
sup {vertical-align:text-top;}
sub {vertical-align:text-bottom;}
html>body p code {*white-space:normal;}
hr {margin:-8px auto 11px;}

	/* Site Layout Definitions */

html { height: 100%; }
body { background:#cfcfcf;text-align:center;height:100%;margin:0px; }
#site { background:#cfcfcf; position: relative; width:866px; min-height:100%; margin: 0px auto; }
* html #site { height: 100%; }
* html #lmid { height: 65%; }
#header {
	background:url(images/header.jpg) no-repeat;
	position:relative;
	display:block;
	display:inline;
	overflow:hidden;
	font-size:0px;
	float:right;
	width:866px;
	height:82px;
	}
#home a:link, #home a:visited {
	background:url(images/header.jpg) no-repeat;
	position:relative;
	display:block;
	overflow:hidden;
	font-size:0px;
	float:left;
	width:550px;
	height:82px;	}
#menu {
    background:url(images/menu.gif) no-repeat;
    position:relative;
    display:block;
    float:left;
    width:866px;
    height:54px;
    padding:0px 0px 0px 20px;
    margin:0px; }
#content {
	background:url(images/body-bg.gif) repeat-y;
	display:block;
	position:relative;
	float:left;
	padding:0px 15px 10px 15px;
	width:866px;
	height:100%;
	}

#left { width:180;height:100%;display:block;position:relative;float:left;padding:0px;margin:0px; }
#left img { display:block;float:left; }
#ltop { background:url(images/column-top.gif) no-repeat;width:171px;height:9px;padding:0px;margin:0px;display:block;position:relative;float:left; }
#lmid { background:url(images/column-body.gif) repeat-y;width:171px;height:100%;padding:0px;margin:0px;display:block;display:inline;position:relative;float:left;overflow:hidden; }
#lbot { background:url(images/column-bottom.gif) no-repeat;width:171px;height:9px;padding:0px;margin:0px;display:block;display:inline;position:relative;float:left;overflow:hidden;font-size:0px; }

#submenu ul { 
	list-style:none;
	padding:0px;
	margin-left:0px;
	float:left;
	display:block;
	position:relative; }
#submenu li {	
	list-style-type:none;
	text-indent:none;
	padding:0px;
	margin-left:-40px;
	_padding-left:40px;
	display:block;
	float:left;
	position:relative;
	line-height:1.2em;
	}
#nav a:link, #nav a:visited {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size:16px;
    font-weight:bold;
    text-decoration:none;
	float:left;
    padding:2px 20px 0px 5px;
    display:block;
    color:#FFFFFF; }
#nav a:hover {
    color:#F3A716;
    text-decoration:none;  }
#login a:link, #login a:visited {
    font-size:0px;
	border:0px;
	padding:0px;
	padding-right:40px;
	padding-top:4px;
	width:94px;
	height:22px;
	float:right;
    display:block; }
#login a:hover {
    text-decoration:none;  }
#submenu a:link, #submenu a:visited {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size:14px;
	font-weight:normal;
    text-decoration:none;
	text-align:left;
	padding:0px 10px;
	float:left;
    margin:0px;
    display:block;
	width:171px;
    color:#333333; }
#submenu a:hover {
    color:#003366;
    text-decoration:underline;  }
#footer-top a:link, #footer-top a:visited {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size:12px;
    font-weight:bold;
    text-decoration:none;
	display:inline;
    color:#003366; }
#footer-top a:hover {
    color:#000000;
    text-decoration:underline;  }
	
#action { display:block;position:relative;float:right;margin:0px;padding:0px;height:82px; }

#page { width:440px;padding:0px 0px 0px 20px;display:block;display:inline;float:left;} 
#full { width:620px;padding:0px 0px 0px 20px;display:block;position:relative;float:left;} 
#ad { width:160px;height:600px;display:block;display:inline;float:right;padding-right:40px;}
#ad2 { background:url(images/banner-tower-beach.gif) no-repeat;width:160px;height:600px;display:block;display:inline;float:right;padding-right:40px;}
#form {	width:270px;padding:0px;margin:0px;display:block;position:relative;float:left; }
#right {	width:300px;padding:0px;margin:0px;display:block;position:relative;float:right; }
#break { background:url(images/footer-top.gif) no-repeat;width:866px;height:67px;display:block;position:relative;float:left; }
#footer-top { background:url(images/footer-mid.gif) no-repeat;width:866px;height:78px;padding-bottom:0px;margin-bottom:0px;display:block;position:relative;float:left;overflow:hidden;font-size:0px;}
#footer-break { background:url(images/footer-hr.gif) no-repeat;width:866px;height:7px;display:block;position:relative;float:left;}
#footer-span { background:url(images/footer-bg.gif) repeat-y;width:866px;height:50px;display:block;position:relative;float:left;}
#footer-fin { background:url(images/footer-bottom.gif) no-repeat;width:866px;height:12px;margin-top:0px;padding-top:0px;padding-bottom:40px;display:block;position:relative;float:left;overflow:hidden;font-size:0px;}

#benefits li {
	background:url(images/check.gif)0 8px no-repeat;
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    text-align:left;
	font-size:16px;
	color:#000000;
	letter-spacing:-0.2px;
	line-height:1.5em;
	list-style-image:url('images/check.gif');
	margin-left:-20px;
	padding-left:20px;
	_padding-left:0px;
	float:left;
	display:inline;
	width:100%; }
	
#policy li {
	font-family: 'Trebuchet MS', Helvetica, sans-serif;
    text-align:left;
	font-size:16px;
	color:#000000;
	letter-spacing:-0.2px;
	line-height:1.5em;
	margin-left:-20px;
	padding-left:20px;
	_padding-left:0px;
	float:left;
	display:inline;
	width:400px; }

	/* Text Format Definitions */
h1 {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size:22px;
	text-align:left;
    color:#003366;
	font-weight:bold;
	float:left;
	width:450px; }
h2 {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size:18px;
	text-align:left;
    color:#003366;
	float:left;
	margin-top:5px;
	padding-left:5px;
	width:100%; }
h3 {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-weight:bold;
	font-size:14px;
	float:left;
    padding-left:5px;
	padding-top:5px;
	color:#003366;
    margin:0px;    }
h4 {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-weight:bold;
	font-size:16px;
	text-align:center;
	color:#003366;
    margin:0px;    }
p {
	font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size:16px;
    line-height:1.2em;
	color:#707070;
    text-decoration:none;
	text-align:justify;
	padding:5px 10px; }
p.footer { 
	font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size:12px;
    line-height:1.5em;
	color:#707070;
	text-decoration:none;
    text-align:center;
	padding-top:15px; }
a.action:link, a.action:visited {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size: 16px;
    color: #0066cc;
    font-weight:bold;
    text-decoration:none;
	padding:0px;
	text-align:center;
	display:inline;	}
a.action:hover {
    color:#F3A716; 
    text-decoration:underline;  }
.blue  { color:#003366; }
.black  { color:#000000; }

a:link, a:visited {
    font-family: 'Trebuchet MS', Helvetica, sans-serif;
    font-size: 16px;
    color: #0066cc;
    font-weight:normal;
    text-decoration:none;
	padding:0px;
	text-align:center;
	display:inline;	}
a:hover {
    color:#F3A716; 
    text-decoration:underline;  }